INSURANCE
With your EBL registration we provide you with a certain level of insurance.
It is advised that all participating members have personal health insurance also.
The insurance policy is intended to cover situations that are not related to Medicare-eligible services. If an expense is eligible for Medicare coverage, the insurance policy will not respond. It only provides benefits for events that fall outside Medicare’s scope.
Under the policy terms, benefits are payable only for the portion of an expense that remains after your private health insurance has paid its eligible benefits. Private health insurance must assess the claim and contribute first. The policy may then respond to any remaining shortfall, but it cannot duplicate or replace private health insurance payments.
​
TO BE INSURED:
1. Upon registering as a player or a team you would have been sent a registration form or signed up online. Please read our full terms and conditions so you fully understand them. For full terms of registering with EBL click here
2. The injured player must report the injury to game officials immediately.
3. If the injured player cannot, a representative from the team must do so.
4. If you do not report your injury you will not be covered.
5. The Court supervisor will submit injury report form to be actioned by EBL's head office.
If you satisfy all of the above criteria and want to make a claim.
6. Download the claim form here
7. Fill in all parts except Section 06. This will be filled in by us AFTER you send it back to us.
8. Email form to info@eastsbl.com.au with subject line INJURY CLAIM and attach all necessary documentation.
9. EBL will fill in Section 06. Then we will send the form to the insurer.
​
SCHEDULE OF BENEFITS
Coverage / Sum Insured
Scope of Cover: The coverage afforded by this Policy provides cover whilst an Insured Person is engaged in activities authorized by and under the control of the Insured including direct uninterrupted travel to and from such activities.
Insured Persons: All registered members, coaches, referees and officials
Capital Benefits: Under age 19: Maximum payable $10,000 (as per percentage scale of Events)
Age 19 and over: Maximum payable $50,000 (as per percentage scale of Events)
Weekly Accidental Benefit: 80% of Income to a maximum of $250.00
Excess Period: 7 days
Benefit Period: 52 weeks
Broken Bone Benefit: Maximum payable $5,000
Age Limits: Up to 80 years
Aggregate Limit of Liability: $2,000,000 any one event/period of insurance
$1,000,000 for charter/non-scheduled flight
Bed Care Benefit: $1,750.00 / $25 per day for a maximum of 70 days
Domestic Help Benefit: $250.00 per week for a maximum of 52 weeks / Expense Limitation 80%
Family Accommodation and Transport Expenses Benefit: $3,000.00
Daily Benefit: $100.00
Funeral Expenses Benefit: $5,000
Home and Vehicle Modification Benefit: $10,000
Non-Medicare Medical Expenses: 85% of expenses up to a max of $1,500 / $50 excess
Out of pocket expenses: $500
Retraining and Rehabilitation Expenses Benefit: $5,000
Student Tutorial Benefit: $250.00 per week for a maximum of 52 weeks / Expense Limitation 80%
Unexpired Membership Benefit: $500
Insurer: Point Insurance on behalf of Lloyds of London
